We asked the school the other day what this mysterious €20 life insurance charge was for on our monthly bill. It turns out that the school decided to opt-in all the families into a policy and charge the parents for it (and never explain it or tell us what the benefits are, etc).
What exactly do you receive for this? If the father (for €10 per child per month) or either (for €18 a month) dies, then they will pay the tuition for the rest of the year. That's it.
Want to know what a complete rip off this is? For $8.22 per month, I can buy a $100,000 10 year term life back in the US, which should be enough to keep the kids in a good school until they graduate, and still have a bit left over for college.